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Video instructions and help with filling out and completing bank statement for gift letter
Eric here and people are always asking me Eric can I use gift funds towards my purchase transaction the answer is yes you can definitely use gift funds every single loan program on a purchase will allow gift funds it's just a certain amount is will vary per loan program but you can use gift funds for down payment closing costs um and and reduce the amount of out-of-pocket you would use yourself now what usually gets overlooked or people are always asking me you know okay so should i deposit those gift funds into my checking account right now or how do I do this well I highly suggest that the donor sends the wire to escrow okay that's the best way to utilize your gift funds if they if they give you the check like a cashier's check or they write you a check and your deposit into your checking account number one we need the source where those funds are we know that they're probably a family member or someone very near and dear to you that really wants to help you out and more than likely it's not even a big deal where the money came from but its rule and regulation we have to source those funds we have to find out where they're from so keep in mind if you know the family member wants to keep their bank statements to themselves and maintain their own privacy and they just want to donate this one's to you ask them to wire the funds directly to escrow that way all I need is a wire receipt that's it and then a gift letter a wire receipt gift letter I don't need to confirm anything else alright I hope this is helpful if you have any questions always feel free to let me know have a great rest Oh.