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Video instructions and help with filling out and completing Money gift letter from parents template

Gift funds what are they how much can you get give funds when you're looking to purchase a home and you're getting alone oh that's the topic of our video today I'm here with Sean Glennon Sean want you to introduce yourself and in 30 seconds or less tell the people a little bit about who you are as you said my name is Sean Glennon with home savings and Trust mortgage I'm a partner here we're a in-house mortgage bank local in Fairfax Virginia and we've been working with Matt and the orange line content team for a while and happy to be here today to help you guys get a little more information on the ugly part of the buying process the financing side of things yes so let's get right into it and gift funds and let's let's dive into it because a lot of times you know relatives parents who ever want to help out and are able enough and I guess lucky enough to be able to prgift funds when a relative is looking to buy a house so first of all what are gift funds and how much can you gift well that's a answer that can go down a lot of roads so we'll get into that in a second but gift funds are essentially if you're fortunate enough to have a family member and I say family member we'll get into that a little bit more later able to pryou money to go towards the down payment and closing costs of your real estate transaction we can use those to help supplement the financing needs now there are rules there are limits there are tax implications that we'll need to consider but give funds obviously a lot of times when purchasing a home the person buying the home doesn't have all the liquid money needed to purchase it and gift funds can come in very handy if you have the opportunity to get them so let's say I have a dad well I do have a dad let's say my dad hypothetically speaking um no so let's say I'm buying a house and one of my parents wants to give me call it $50,000 that'd be awesome right I wish that happened it's not growing it's not going to so let's say I'm buying a house and a family member wants to give me money very overall kind of a thousand feet bird I view how would they go about doing that and what sort of paper trail do you all need paper trail is a keyword that I was gonna mention all of this has to be verifiable and source you'll probably hear your lender referred a lot to sourcing money deposits transfers gift funds we need to be able to see a paper trail where that came from so what that means for you is that when you receive that money from your so called dad where.